ZIP Code 92046 — undefined, undefined Demographics & Data

ZIP code 92046 covers ZIP 92046 with a population of about 2,575.

At a glance, the area shows median age of 57.7 versus a U.S. median of about 38.9.

It sits in the SAN DIEGO media market.

ZIP 92046 fits a retirement-oriented profile (older median age or known retirement-community context). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 92046 is about $54,900 — about 27% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 15.9%; unemployment rate near 4.8%; 25.8% of adults with a bachelor’s degree or higher (about 7.9 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Administrative support, Food services, and Healthcare; about 25.3% of workers reporting work-from-home (about 10.1 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $495,300 — about 42% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,213 (about 4% above the U.S. median rent ($1,163)), and owner-occupancy near 50.1% (about 15.3 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 92046, a household would need roughly $136,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,182. That is about 148% above the local median household income ($54,900), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.