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ZIP Code 92039 — undefined, undefined Demographics & Data

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassRemote Work Hub

At a glance

Population
2,720
Density
N/A
Median income
$97,772
+30% vs US avg
Home value
$762,600
+119% vs US avg
Median rent
$2,403
+107% vs US avg
Timezone
N/A

Overview of ZIP Code 92039

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What to know about ZIP 92039

ZIP code 92039 covers ZIP 92039 with a population of about 2,720.

At a glance, the area shows median age of 33.4 versus a U.S. median of about 38.9.

It sits in the SAN DIEGO media market.

Income and economy in ZIP 92039

Median household income in ZIP 92039 is about $97,772 — about 30% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 26.6%; unemployment rate near 12.2%; 76.6% of adults with a bachelor’s degree or higher (about 42.9 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Education, Professional services, and Retail trade; about 16.0% of workers reporting work-from-home (roughly in line with the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Housing and affordability in ZIP 92039

Median home value is about $762,600 — about 119% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $2,403 (about 107% above the U.S. median rent ($1,163)), and owner-occupancy near 38.1% (about 27.3 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 92039, a household would need roughly $210,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,899. That is about 115% above the local median household income ($97,772), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.