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Escondido city, CA

ZIP 92029 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 92029

Median Home Value
$911,600
Median Rent
$2,140
Affordability Snapshot
$251,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$5,856/mo PITI).

21%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

7.6x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

35.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 92029 in Escondido city, CA, a household would need roughly $251,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $5,856. That is about 109% above the local median household income ($120,038), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
73.3%+12% vs US avg
x
Vacancy Rate
3.4%-67% vs US avg
x
Broadband Access
95.5%+10% vs US avg
x
4+ Bedrooms
6.7%-55% vs US avg
x
Built Pre-1939
1.6%-88% vs US avg
x
Built Post-2014
1.4%-80% vs US avg
x
Rent Burden >30%
34.5%-30% vs US avg
x
Mortgage-Free
33.8%-11% vs US avg
x
$911,600
Home Value
$2,140
Rent
1985
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached68.1%
  • 1-unit attached2.1%
  • 2-9 units7.2%
  • 10+ units10.7%
  • Mobile home & other11.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$911,600
Median rent$2,140
Owner-occupied73.3%
Vacant3.4%
Price-to-income7.6x
Est. income to buy$251,000