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Escondido city, CA

ZIP 92026 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLarge CommunityLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 92026

Median Home Value
$664,300
Median Rent
$1,900
Affordability Snapshot
$183,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$4,267/mo PITI).

23%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

6.8x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

29.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 92026 in Escondido city, CA, a household would need roughly $183,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,267. That is about 88% above the local median household income ($97,301), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
62.9%-4% vs US avg
x
Vacancy Rate
3.9%-63% vs US avg
x
Broadband Access
95.0%+9% vs US avg
x
4+ Bedrooms
3.8%-75% vs US avg
x
Built Pre-1939
2.1%-84% vs US avg
x
Built Post-2014
1.3%-82% vs US avg
x
Rent Burden >30%
33.7%-32% vs US avg
x
Mortgage-Free
29.6%-22% vs US avg
x
$664,300
Home Value
$1,900
Rent
1984
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached56.4%
  • 1-unit attached9.0%
  • 2-9 units8.3%
  • 10+ units19.6%
  • Mobile home & other6.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$664,300
Median rent$1,900
Owner-occupied62.9%
Vacant3.9%
Price-to-income6.8x
Est. income to buy$183,000