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Harbison Canyon CDP, CA

ZIP 92021 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLarge CommunityLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 92021

Median Home Value
$572,000
Median Rent
$1,684
Affordability Snapshot
$157,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,674/mo PITI).

29%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

8.2x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

28.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 92021 in Harbison Canyon CDP, CA, a household would need roughly $157,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,674. That is about 124% above the local median household income ($69,979), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
52.8%-19% vs US avg
x
Vacancy Rate
3.4%-67% vs US avg
x
Broadband Access
92.5%+6% vs US avg
x
4+ Bedrooms
2.3%-84% vs US avg
x
Built Pre-1939
1.9%-85% vs US avg
x
Built Post-2014
0.4%-95% vs US avg
x
Rent Burden >30%
39.5%-21% vs US avg
x
Mortgage-Free
38.0%-0% vs US avg
x
$572,000
Home Value
$1,684
Rent
1977
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached43.1%
  • 1-unit attached6.4%
  • 2-9 units7.6%
  • 10+ units26.8%
  • Mobile home & other16.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$572,000
Median rent$1,684
Owner-occupied52.8%
Vacant3.4%
Price-to-income8.2x
Est. income to buy$157,000