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Carlsbad city, CA

ZIP 92008 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 92008

Median Home Value
$1,142,300
Median Rent
$2,271
Affordability Snapshot
$314,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$7,338/mo PITI).

26%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

10.8x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

41.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 92008 in Carlsbad city, CA, a household would need roughly $314,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $7,338. That is about 198% above the local median household income ($105,371), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
50.2%-23% vs US avg
x
Vacancy Rate
9.8%-5% vs US avg
x
Broadband Access
93.0%+7% vs US avg
x
4+ Bedrooms
4.0%-73% vs US avg
x
Built Pre-1939
3.6%-72% vs US avg
x
Built Post-2014
1.0%-86% vs US avg
x
Rent Burden >30%
31.3%-37% vs US avg
x
Mortgage-Free
33.4%-13% vs US avg
x
$1,142,300
Home Value
$2,271
Rent
1978
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached44.3%
  • 1-unit attached10.3%
  • 2-9 units17.0%
  • 10+ units27.1%
  • Mobile home & other1.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$1,142,300
Median rent$2,271
Owner-occupied50.2%
Vacant9.8%
Price-to-income10.8x
Est. income to buy$314,000