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Pine Valley CDP, CA

ZIP 91962 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 91962

Median Home Value
$496,800
Median Rent
$2,200
Affordability Snapshot
$137,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,191/mo PITI).

19%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.5x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

18.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 91962 in Pine Valley CDP, CA, a household would need roughly $137,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,191. That is roughly in line with the local median household income ($140,270). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 13% — check local market conditions.

Heating Fuel
Housing Metrics

Historic housing stock (22% built before 1939)

Owner Occupied
92.6%+42% vs US avg
x
Vacancy Rate
13.1%+27% vs US avg
x
Broadband Access
92.3%+6% vs US avg
x
4+ Bedrooms
0.9%-94% vs US avg
x
Built Pre-1939
21.7%+70% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
3.9%-92% vs US avg
x
Mortgage-Free
50.4%+32% vs US avg
x
$496,800
Home Value
$2,200
Rent
1976
Year Built
2002
Moved In

Residents have lived here since ~2002 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached91.0%
  • 1-unit attached0.0%
  • 2-9 units0.2%
  • 10+ units1.1%
  • Mobile home & other7.7%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$496,800
Median rent$2,200
Owner-occupied92.6%
Vacant13.1%
Price-to-income3.5x
Est. income to buy$137,000