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La Mesa city, CA

ZIP 91942 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 91942

Median Home Value
$689,300
Median Rent
$1,812
Affordability Snapshot
$190,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$4,428/mo PITI).

27%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

8.5x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

31.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 91942 in La Mesa city, CA, a household would need roughly $190,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,428. That is about 134% above the local median household income ($81,262), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
44.0%-33% vs US avg
x
Vacancy Rate
4.9%-52% vs US avg
x
Broadband Access
92.0%+6% vs US avg
x
4+ Bedrooms
1.3%-91% vs US avg
x
Built Pre-1939
7.2%-44% vs US avg
x
Built Post-2014
0.5%-92% vs US avg
x
Rent Burden >30%
27.7%-44% vs US avg
x
Mortgage-Free
32.5%-15% vs US avg
x
$689,300
Home Value
$1,812
Rent
1971
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached39.5%
  • 1-unit attached7.8%
  • 2-9 units13.9%
  • 10+ units37.0%
  • Mobile home & other1.9%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$689,300
Median rent$1,812
Owner-occupied44.0%
Vacant4.9%
Price-to-income8.5x
Est. income to buy$190,000