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Upland city, CA

ZIP 91786 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLarge CommunityLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 91786

Median Home Value
$607,100
Median Rent
$1,773
Affordability Snapshot
$167,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,900/mo PITI).

24%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

7.0x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

28.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 91786 in Upland city, CA, a household would need roughly $167,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,900. That is about 92% above the local median household income ($86,961), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
45.0%-31% vs US avg
x
Vacancy Rate
3.4%-67% vs US avg
x
Broadband Access
94.6%+9% vs US avg
x
4+ Bedrooms
1.0%-93% vs US avg
x
Built Pre-1939
3.3%-74% vs US avg
x
Built Post-2014
0.9%-87% vs US avg
x
Rent Burden >30%
25.0%-50% vs US avg
x
Mortgage-Free
32.0%-16% vs US avg
x
$607,100
Home Value
$1,773
Rent
1975
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached44.9%
  • 1-unit attached9.1%
  • 2-9 units18.0%
  • 10+ units23.9%
  • Mobile home & other4.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$607,100
Median rent$1,773
Owner-occupied45.0%
Vacant3.4%
Price-to-income7.0x
Est. income to buy$167,000