ZIP Code 91731 — El Monte city, CA Demographics & Data

ZIP code 91731 covers El Monte, CA in Los Angeles County with a population of about 28,122.

At a glance, the area shows median age of 35.8 versus a U.S. median of about 38.9.

It sits in telephone area code 626; U.S. House district CA-31; the LOS ANGELES media market.

Median household income in ZIP 91731 is about $60,887 — about 19% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 18.4%; unemployment rate near 6.8%; 15.2% of adults with a bachelor’s degree or higher (about 18.5 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Manufacturing, and Retail trade; about 7.7% of workers reporting work-from-home (about 7.5 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $614,000 — about 76% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,494 (about 28% above the U.S. median rent ($1,163)), and owner-occupancy near 35.7% (about 29.7 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 91731 in El Monte, CA, a household would need roughly $169,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,944. That is about 178% above the local median household income ($60,887), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for El Monte city, CA as Very High (composite score 100.0), which is among the highest nationally. The strongest component scores on US5 are flood (100.0) and wildfire (99.9). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for El Monte city, CA show little to no average snow and around 15.7 inches of annual precipitation.

IRS migration statistics show a net inflow of about 1,384 for ZIP 91731 (El Monte city, CA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.