Median home value is about $1,328,900 — about 282% above the U.S. median home value ($348,079).
Housing tenure and rents show median gross rent around $2,491 (about 114% above the U.S. median rent ($1,163)), and owner-occupancy near 68.8% (about 3.3 points above the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 91361 in Thousand Oaks, CA, a household would need roughly $366,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $8,537. That is about 177% above the local median household income ($131,911), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.