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San Marino city, CA

ZIP 91108 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Wealthy AreaLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 91108

Median Home Value
$2,000,001
Median Rent
$3,501
Affordability Snapshot
$551,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$12,847/mo PITI).

23%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

10.8x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

47.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 91108 in San Marino city, CA, a household would need roughly $551,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $12,847. That is about 196% above the local median household income ($186,023), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 12% — check local market conditions.

Heating Fuel
Housing Metrics

Historic housing stock (29% built before 1939)

Owner Occupied
82.0%+25% vs US avg
x
Vacancy Rate
12.4%+20% vs US avg
x
Broadband Access
97.3%+12% vs US avg
x
4+ Bedrooms
16.8%+14% vs US avg
x
Built Pre-1939
28.7%+124% vs US avg
x
Built Post-2014
0.5%-92% vs US avg
x
Rent Burden >30%
16.2%-67% vs US avg
x
Mortgage-Free
45.8%+20% vs US avg
x
$2,000,001
Home Value
$3,501
Rent
1943
Year Built
2006
Moved In

Residents have lived here since ~2006 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached97.3%
  • 1-unit attached0.6%
  • 2-9 units2.1%
  • 10+ units0.0%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$2,000,001
Median rent$3,501
Owner-occupied82.0%
Vacant12.4%
Price-to-income10.8x
Est. income to buy$551,000