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Carson city, CA

ZIP 90810 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 90810

Median Home Value
$594,200
Median Rent
$1,392
Affordability Snapshot
$164,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,817/mo PITI).

20%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

7.2x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

35.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 90810 in Carson city, CA, a household would need roughly $164,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,817. That is about 99% above the local median household income ($82,222), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics

Historic housing stock (31% built before 1939)

Owner Occupied
57.0%-13% vs US avg
x
Vacancy Rate
3.1%-69% vs US avg
x
Broadband Access
90.8%+4% vs US avg
x
4+ Bedrooms
2.7%-82% vs US avg
x
Built Pre-1939
31.0%+142% vs US avg
x
Built Post-2014
0.2%-97% vs US avg
x
Rent Burden >30%
23.1%-54% vs US avg
x
Mortgage-Free
32.7%-15% vs US avg
x
$594,200
Home Value
$1,392
Rent
1955
Year Built
2010
Moved In

Residents have lived here since ~2010 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached61.6%
  • 1-unit attached7.1%
  • 2-9 units14.9%
  • 10+ units12.9%
  • Mobile home & other3.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$594,200
Median rent$1,392
Owner-occupied57.0%
Vacant3.1%
Price-to-income7.2x
Est. income to buy$164,000