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Seal Beach city, CA

ZIP 90740 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 90740

Median Home Value
$488,400
Median Rent
$2,367
Affordability Snapshot
$134,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,137/mo PITI).

34%
Rent-to-Income Ratio

Above the 30% affordability threshold — housing cost-burdened area.

5.9x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

17.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 90740 in Seal Beach city, CA, a household would need roughly $134,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,137. That is about 63% above the local median household income ($82,427), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 10% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
76.3%+17% vs US avg
x
Vacancy Rate
10.3%-0% vs US avg
x
Broadband Access
89.4%+3% vs US avg
x
4+ Bedrooms
3.6%-75% vs US avg
x
Built Pre-1939
2.7%-79% vs US avg
x
Built Post-2014
0.2%-97% vs US avg
x
Rent Burden >30%
27.0%-46% vs US avg
x
Mortgage-Free
68.7%+80% vs US avg
x
$488,400
Home Value
$2,367
Rent
1966
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached35.0%
  • 1-unit attached24.4%
  • 2-9 units16.9%
  • 10+ units23.2%
  • Mobile home & other0.6%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$488,400
Median rent$2,367
Owner-occupied76.3%
Vacant10.3%
Price-to-income5.9x
Est. income to buy$134,000