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Lomita city, CA

ZIP 90717 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 90717

Median Home Value
$793,600
Median Rent
$1,775
Affordability Snapshot
$218,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$5,098/mo PITI).

23%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

8.5x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

37.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 90717 in Lomita city, CA, a household would need roughly $218,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $5,098. That is about 134% above the local median household income ($92,984), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
45.4%-31% vs US avg
x
Vacancy Rate
4.3%-58% vs US avg
x
Broadband Access
90.8%+4% vs US avg
x
4+ Bedrooms
2.0%-86% vs US avg
x
Built Pre-1939
6.2%-52% vs US avg
x
Built Post-2014
0.3%-96% vs US avg
x
Rent Burden >30%
18.5%-63% vs US avg
x
Mortgage-Free
32.7%-14% vs US avg
x
$793,600
Home Value
$1,775
Rent
1964
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached52.3%
  • 1-unit attached7.1%
  • 2-9 units14.0%
  • 10+ units21.3%
  • Mobile home & other5.3%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$793,600
Median rent$1,775
Owner-occupied45.4%
Vacant4.3%
Price-to-income8.5x
Est. income to buy$218,000