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Torrance city, CA

ZIP 90505 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 90505

Median Home Value
$1,144,000
Median Rent
$2,227
Affordability Snapshot
$315,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$7,349/mo PITI).

24%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

10.3x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

42.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 90505 in Torrance city, CA, a household would need roughly $315,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $7,349. That is about 185% above the local median household income ($110,690), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
54.1%-17% vs US avg
x
Vacancy Rate
8.4%-18% vs US avg
x
Broadband Access
95.2%+9% vs US avg
x
4+ Bedrooms
2.8%-81% vs US avg
x
Built Pre-1939
3.6%-72% vs US avg
x
Built Post-2014
0.1%-98% vs US avg
x
Rent Burden >30%
24.5%-51% vs US avg
x
Mortgage-Free
35.1%-8% vs US avg
x
$1,144,000
Home Value
$2,227
Rent
1964
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached52.8%
  • 1-unit attached4.8%
  • 2-9 units11.7%
  • 10+ units28.3%
  • Mobile home & other2.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$1,144,000
Median rent$2,227
Owner-occupied54.1%
Vacant8.4%
Price-to-income10.3x
Est. income to buy$315,000