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Torrance city, CA

ZIP 90503 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 90503

Median Home Value
$1,058,100
Median Rent
$2,097
Affordability Snapshot
$291,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$6,797/mo PITI).

21%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

8.8x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

42.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 90503 in Torrance city, CA, a household would need roughly $291,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $6,797. That is about 143% above the local median household income ($119,685), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
52.5%-20% vs US avg
x
Vacancy Rate
6.0%-41% vs US avg
x
Broadband Access
95.4%+10% vs US avg
x
4+ Bedrooms
2.3%-84% vs US avg
x
Built Pre-1939
1.5%-88% vs US avg
x
Built Post-2014
0.3%-96% vs US avg
x
Rent Burden >30%
19.1%-62% vs US avg
x
Mortgage-Free
36.6%-4% vs US avg
x
$1,058,100
Home Value
$2,097
Rent
1965
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached44.9%
  • 1-unit attached9.3%
  • 2-9 units7.3%
  • 10+ units37.4%
  • Mobile home & other1.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$1,058,100
Median rent$2,097
Owner-occupied52.5%
Vacant6.0%
Price-to-income8.8x
Est. income to buy$291,000