ZIP Code 90274 — Palos Verdes Estates city, CA Demographics & Data

ZIP code 90274 covers Palos Verdes Estates, CA in Los Angeles County with a population of about 24,988.

At a glance, the area shows median age of 50.9 versus a U.S. median of about 38.9.

It sits in telephone area codes 310, 424; U.S. House district CA-36; the LOS ANGELES media market.

Palos Verdes Estates, CA sits in a university / college context (near homestead schools (2.3 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 90274 is about $222,273 — about 196% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 3.1%; unemployment rate near 5.6%; 75.6% of adults with a bachelor’s degree or higher (about 41.9 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Professional services, Healthcare, and Manufacturing; about 23.3% of workers reporting work-from-home (about 8.1 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $2,000,001 — about 475% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $3,405 (about 193% above the U.S. median rent ($1,163)), and owner-occupancy near 88.5% (about 23.1 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 90274 in Palos Verdes Estates, CA, a household would need roughly $551,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $12,847. That is about 148% above the local median household income ($222,273), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Palos Verdes Estates city, CA as Very High (composite score 100.0), which is among the highest nationally. The strongest component scores on US5 are flood (100.0) and wildfire (99.9). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Palos Verdes Estates city, CA show little to no average snow and around 13.6 inches of annual precipitation.

IRS migration statistics show a net inflow of about 1,230 for ZIP 90274 (Palos Verdes Estates city, CA) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.