What to know about ZIP 89407
ZIP code 89407 covers ZIP 89407 with a population of about 4,585.
At a glance, the area shows median age of 37.8 (near the U.S. median).
It sits in the RENO media market.
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ZIP Code 89407 — undefined, undefined Demographics & Data
Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.
Middle Class
At a glance
Population
4,585
Density
N/A
Median income
$60,528
-19% vs US avg
Home value
$224,605
-35% vs US avg
Median rent
$957
-18% vs US avg
Timezone
N/A
Overview of ZIP Code 89407
MilitaryMilitary / base community
BAH housing allowance
ZIP 89407 is tagged as a military / base community. Loading DoD locality rates… Rates are a planning reference — confirm with finance or the official DTMO BAH lookup.
Local search focus: Military
ZIP 89407 reads as a military / base-oriented community on US5’s intent model (elevated veteran share (18.0%) and/or base-related place names). Service members and families often look up Basic Allowance for Housing (BAH) rates, on-base mail (PSC / P.O. Box) addresses, and nearby ZIP demographics when relocating.
US5 shows 2026 DoD BAH locality rates for this ZIP’s Military Housing Area on this page (pay grade × with/without dependents). Treat the table as a planning reference and confirm entitlement with your finance office or the official DTMO BAH lookup.
Income and economy in ZIP 89407
Median household income in ZIP 89407 is about $60,528 — about 19% below the U.S. median ($75,149).
On socioeconomic markers, US5 shows a poverty rate of 15.5%; unemployment rate near 4.6%; 15.9% of adults with a bachelor’s degree or higher (about 17.8 points below the national share (33.7%)).
Labor and commute patterns include leading industry context around Healthcare, Manufacturing, and Retail trade; about 4.3% of workers reporting work-from-home (about 10.9 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).
Housing and affordability in ZIP 89407
Median home value is about $224,605 — about 35% below the U.S. median home value ($348,079).
Housing tenure and rents show median gross rent around $957 (about 18% below the U.S. median rent ($1,163)), and owner-occupancy near 48.4% (about 17.0 points below the national owner-occupancy rate (65.4%)).
To comfortably buy a median-priced home in ZIP 89407, a household would need roughly $62,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,443. That is roughly in line with the local median household income ($60,528). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.