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McGill CDP, NV

ZIP 89318 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 89318

Median Home Value
$96,300
Median Rent
$1,661
Affordability Snapshot
$27,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$619/mo PITI).

40%
Rent-to-Income Ratio

Above the 30% affordability threshold — housing cost-burdened area.

1.9x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

4.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 89318 in McGill CDP, NV, a household would need roughly $27,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $619. That sits below the local median household income ($50,446), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 14% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
78.8%+21% vs US avg
x
Vacancy Rate
13.9%+35% vs US avg
x
Broadband Access
74.8%-14% vs US avg
x
4+ Bedrooms
0.0%
x
Built Pre-1939
12.0%-6% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
62.0%+25% vs US avg
x
Mortgage-Free
72.3%+89% vs US avg
x
$96,300
Home Value
$1,661
Rent
1938
Year Built
2018
Moved In

Residents have lived here since ~2018 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached71.9%
  • 1-unit attached2.2%
  • 2-9 units13.1%
  • 10+ units0.0%
  • Mobile home & other12.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$96,300
Median rent$1,661
Owner-occupied78.8%
Vacant13.9%
Price-to-income1.9x
Est. income to buy$27,000