US5.com
  1. Home
  2. States
  3. Nevada
  4. ZIP 89113
  5. Housing & Real Estate
Spring Valley CDP, NV

ZIP 89113 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 89113

Median Home Value
$463,900
Median Rent
$1,620
Affordability Snapshot
$128,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,980/mo PITI).

22%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.2x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

23.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 89113 in Spring Valley CDP, NV, a household would need roughly $128,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,980. That is about 44% above the local median household income ($88,750), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
59.5%-9% vs US avg
x
Vacancy Rate
7.5%-27% vs US avg
x
Broadband Access
94.9%+9% vs US avg
x
4+ Bedrooms
6.5%-56% vs US avg
x
Built Pre-1939
0.1%-99% vs US avg
x
Built Post-2014
4.0%-42% vs US avg
x
Rent Burden >30%
26.6%-46% vs US avg
x
Mortgage-Free
32.5%-15% vs US avg
x
$463,900
Home Value
$1,620
Rent
2006
Year Built
2018
Moved In

Residents have lived here since ~2018 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached60.3%
  • 1-unit attached3.5%
  • 2-9 units11.8%
  • 10+ units23.9%
  • Mobile home & other0.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$463,900
Median rent$1,620
Owner-occupied59.5%
Vacant7.5%
Price-to-income5.2x
Est. income to buy$128,000