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North Las Vegas city, NV

ZIP 89086 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 89086

Median Home Value
$407,800
Median Rent
$1,413
Affordability Snapshot
$112,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,620/mo PITI).

23%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.5x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

24.1 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 89086 in North Las Vegas city, NV, a household would need roughly $112,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,620. That is about 50% above the local median household income ($74,478), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics

Newer development area (26% built after 2014)

Owner Occupied
51.0%-22% vs US avg
x
Vacancy Rate
9.4%-8% vs US avg
x
Broadband Access
92.1%+6% vs US avg
x
4+ Bedrooms
4.2%-72% vs US avg
x
Built Pre-1939
0.0%
x
Built Post-2014
25.7%+272% vs US avg
x
Rent Burden >30%
27.6%-45% vs US avg
x
Mortgage-Free
12.8%-66% vs US avg
x
$407,800
Home Value
$1,413
Rent
2009
Year Built
2019
Moved In

Residents have lived here since ~2019 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached56.4%
  • 1-unit attached5.1%
  • 2-9 units7.0%
  • 10+ units31.5%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$407,800
Median rent$1,413
Owner-occupied51.0%
Vacant9.4%
Price-to-income5.5x
Est. income to buy$112,000