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Henderson city, NV

ZIP 89074 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLarge CommunityLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 89074

Median Home Value
$436,400
Median Rent
$1,626
Affordability Snapshot
$120,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,803/mo PITI).

23%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.1x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

22.4 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 89074 in Henderson city, NV, a household would need roughly $120,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,803. That is about 40% above the local median household income ($85,995), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
57.5%-12% vs US avg
x
Vacancy Rate
7.6%-26% vs US avg
x
Broadband Access
93.2%+7% vs US avg
x
4+ Bedrooms
6.8%-54% vs US avg
x
Built Pre-1939
0.1%-99% vs US avg
x
Built Post-2014
0.8%-89% vs US avg
x
Rent Burden >30%
23.1%-54% vs US avg
x
Mortgage-Free
31.4%-18% vs US avg
x
$436,400
Home Value
$1,626
Rent
1996
Year Built
2016
Moved In

Residents have lived here since ~2016 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached62.1%
  • 1-unit attached7.1%
  • 2-9 units16.4%
  • 10+ units12.6%
  • Mobile home & other1.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$436,400
Median rent$1,626
Owner-occupied57.5%
Vacant7.6%
Price-to-income5.1x
Est. income to buy$120,000