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El Rito CDP, NM

ZIP 87530 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Low Income AreaLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 87530

Median Home Value
$273,700
Median Rent
N/A
Affordability Snapshot
$75,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,758/mo PITI).

11.1x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

To comfortably buy a median-priced home in ZIP 87530 in El Rito CDP, NM, a household would need roughly $75,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,758. That is about 205% above the local median household income ($24,611), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 23% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
100.0%+53% vs US avg
x
Vacancy Rate
23.0%+123% vs US avg
x
Broadband Access
57.1%-34% vs US avg
x
4+ Bedrooms
0.0%
x
Built Pre-1939
2.8%-78% vs US avg
x
Built Post-2014
0.0%
x
Mortgage-Free
51.6%+35% vs US avg
x
$273,700
Home Value
N/A
Rent
1990
Year Built
1995
Moved In

Residents have lived here since ~1995 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached57.5%
  • 1-unit attached0.0%
  • 2-9 units0.0%
  • 10+ units0.0%
  • Mobile home & other42.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$273,700
Median rent$-666,666,666
Owner-occupied100.0%
Vacant23.0%
Price-to-income11.1x
Est. income to buy$75,000