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Aztec city, NM

ZIP 87410 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 87410

Median Home Value
$192,600
Median Rent
$600
Affordability Snapshot
$53,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,237/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.8x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

26.8 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 87410 in Aztec city, NM, a household would need roughly $53,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,237. That is roughly in line with the local median household income ($51,283). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 14% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
76.8%+17% vs US avg
x
Vacancy Rate
14.0%+36% vs US avg
x
Broadband Access
72.2%-17% vs US avg
x
4+ Bedrooms
1.6%-89% vs US avg
x
Built Pre-1939
0.7%-94% vs US avg
x
Built Post-2014
0.7%-90% vs US avg
x
Rent Burden >30%
19.9%-60% vs US avg
x
Mortgage-Free
54.2%+42% vs US avg
x
$192,600
Home Value
$600
Rent
1987
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached47.1%
  • 1-unit attached0.5%
  • 2-9 units7.6%
  • 10+ units1.4%
  • Mobile home & other43.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$192,600
Median rent$600
Owner-occupied76.8%
Vacant14.0%
Price-to-income3.8x
Est. income to buy$53,000