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ZIP 87174
Housing & Real Estate

ZIP 87174 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle Class

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 87174

Median Home Value

$253,100

Median Rent

$1,077

Affordability Snapshot

$70,000

Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,626/mo PITI).

20%

Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.0x

Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

19.6 yrs

Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 87174, a household would need roughly $70,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,626. That is roughly in line with the local median household income ($63,105). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel

Housing Metrics

Owner Occupied

74.5%+14% vs US avg

Vacancy Rate

3.8%-63% vs US avg

Broadband Access

88.1%+1% vs US avg

4+ Bedrooms

1.5%-90% vs US avg

Built Pre-1939

0.0%

Built Post-2014

3.2%-54% vs US avg

Rent Burden >30%

21.6%-57% vs US avg

Mortgage-Free

37.9%-1% vs US avg

$253,100

Home Value

$1,077

Rent

1987

Year Built

2016

Moved In

Residents have lived here since ~2016 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

1-unit detached52.2%
1-unit attached10.7%
2-9 units24.3%
10+ units12.3%
Mobile home & other0.4%

ZIP 87174 — Housing & Real Estate

Housing & Real Estate in ZIP Code 87174

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