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Ponderosa Pine CDP, NM

ZIP 87059 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 87059

Median Home Value
$322,100
Median Rent
$957
Affordability Snapshot
$89,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,069/mo PITI).

13%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.6x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

28.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 87059 in Ponderosa Pine CDP, NM, a household would need roughly $89,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,069. That is roughly in line with the local median household income ($89,267). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
95.2%+46% vs US avg
x
Vacancy Rate
7.4%-28% vs US avg
x
Broadband Access
90.7%+4% vs US avg
x
4+ Bedrooms
3.1%-79% vs US avg
x
Built Pre-1939
3.1%-76% vs US avg
x
Built Post-2014
0.9%-87% vs US avg
x
Rent Burden >30%
14.8%-70% vs US avg
x
Mortgage-Free
39.3%+3% vs US avg
x
$322,100
Home Value
$957
Rent
1990
Year Built
2011
Moved In

Residents have lived here since ~2011 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached84.5%
  • 1-unit attached0.8%
  • 2-9 units1.3%
  • 10+ units0.0%
  • Mobile home & other13.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$322,100
Median rent$957
Owner-occupied95.2%
Vacant7.4%
Price-to-income3.6x
Est. income to buy$89,000