ZIP Code 86437 — Valentine CDP, AZ Demographics & Data

ZIP code 86437 covers Valentine, AZ in Mohave County with a population of about 84.

At a glance, the area shows median age of 47.3 versus a U.S. median of about 38.9.

It sits in telephone area code 928; U.S. House district AZ-9; the PHOENIX (PRESCOTT) media market.

Median household income in ZIP 86437 is about $77,188 — about 3% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 11.9%; unemployment rate near 11.5%; 44.0% of adults with a bachelor’s degree or higher (about 10.3 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Food services, Agriculture, and Professional services; about 13.0% of workers reporting work-from-home (about 2.2 points below the U.S. share (15.2%)); a mean commute of about 20.0 minutes (U.S. average near 26.8).

Median home value is about $242,500 — about 30% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 81.8% (about 16.4 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 86437 in Valentine, AZ, a household would need roughly $67,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,558. That sits below the local median household income ($77,188), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Valentine CDP, AZ as Relatively High (composite score 94.8), which is among the highest nationally. The strongest component scores on US5 are wildfire (98.8) and flood (97.1). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Valentine CDP, AZ show little to no average snow and around 15.3 inches of annual precipitation.

IRS migration statistics show a net inflow of about 3 for ZIP 86437 (Valentine CDP, AZ) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.