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Kingman city, AZ

ZIP 86409 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 86409

Median Home Value
$171,900
Median Rent
$715
Affordability Snapshot
$47,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,104/mo PITI).

18%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.5x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

20.0 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 86409 in Kingman city, AZ, a household would need roughly $47,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,104. That is roughly in line with the local median household income ($48,499). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
70.3%+7% vs US avg
x
Vacancy Rate
7.2%-30% vs US avg
x
Broadband Access
83.7%-4% vs US avg
x
4+ Bedrooms
1.0%-93% vs US avg
x
Built Pre-1939
0.1%-99% vs US avg
x
Built Post-2014
2.5%-63% vs US avg
x
Rent Burden >30%
16.9%-66% vs US avg
x
Mortgage-Free
52.7%+38% vs US avg
x
$171,900
Home Value
$715
Rent
1991
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached48.1%
  • 1-unit attached2.4%
  • 2-9 units4.8%
  • 10+ units5.2%
  • Mobile home & other39.5%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$171,900
Median rent$715
Owner-occupied70.3%
Vacant7.2%
Price-to-income3.5x
Est. income to buy$47,000