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ZIP 85702
Housing & Real Estate

ZIP 85702 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Low Income Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 85702

Median Home Value

$431,300

Median Rent

$1,092

Affordability Snapshot

$119,000

Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,771/mo PITI).

45%

Rent-to-Income Ratio

Above the 30% affordability threshold — housing cost-burdened area.

15.0x

Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

32.9 yrs

Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 85702, a household would need roughly $119,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,771. That is about 313% above the local median household income ($28,832), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel

Housing Metrics

Owner Occupied

2.0%-97% vs US avg

Vacancy Rate

6.7%-35% vs US avg

Broadband Access

76.7%-12% vs US avg

4+ Bedrooms

0.0%

Built Pre-1939

0.0%

Built Post-2014

3.5%-50% vs US avg

Rent Burden >30%

36.6%-26% vs US avg

Mortgage-Free

82.3%+116% vs US avg

$431,300

Home Value

$1,092

Rent

1980

Year Built

N/A

Moved In

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

1-unit detached1.9%
1-unit attached0.3%
2-9 units12.9%
10+ units84.8%
Mobile home & other0.0%

ZIP 85702 — Housing & Real Estate

Housing & Real Estate in ZIP Code 85702

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