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Nogales city, AZ

ZIP 85621 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Working ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 85621

Median Home Value
$173,600
Median Rent
$550
Affordability Snapshot
$48,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,115/mo PITI).

16%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.2x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

26.3 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 85621 in Nogales city, AZ, a household would need roughly $48,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,115. That is about 16% above the local median household income ($41,309), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 11% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
50.8%-22% vs US avg
x
Vacancy Rate
10.7%+4% vs US avg
x
Broadband Access
78.5%-10% vs US avg
x
4+ Bedrooms
1.6%-90% vs US avg
x
Built Pre-1939
1.3%-90% vs US avg
x
Built Post-2014
0.4%-94% vs US avg
x
Rent Burden >30%
14.1%-72% vs US avg
x
Mortgage-Free
50.7%+33% vs US avg
x
$173,600
Home Value
$550
Rent
1977
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached53.4%
  • 1-unit attached10.7%
  • 2-9 units22.0%
  • 10+ units5.2%
  • Mobile home & other8.8%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$173,600
Median rent$550
Owner-occupied50.8%
Vacant10.7%
Price-to-income4.2x
Est. income to buy$48,000