US5.com
  1. Home
  2. States
  3. Arizona
  4. ZIP 85546
  5. Housing & Real Estate
Safford city, AZ

ZIP 85546 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 85546

Median Home Value
$192,700
Median Rent
$741
Affordability Snapshot
$53,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,238/mo PITI).

14%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

3.1x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

21.7 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 85546 in Safford city, AZ, a household would need roughly $53,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,238. That sits below the local median household income ($61,930), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 13% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
75.7%+16% vs US avg
x
Vacancy Rate
12.6%+22% vs US avg
x
Broadband Access
83.8%-4% vs US avg
x
4+ Bedrooms
2.7%-82% vs US avg
x
Built Pre-1939
4.9%-62% vs US avg
x
Built Post-2014
2.2%-68% vs US avg
x
Rent Burden >30%
18.7%-62% vs US avg
x
Mortgage-Free
41.2%+8% vs US avg
x
$192,700
Home Value
$741
Rent
1985
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached72.6%
  • 1-unit attached1.3%
  • 2-9 units3.5%
  • 10+ units1.5%
  • Mobile home & other21.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$192,700
Median rent$741
Owner-occupied75.7%
Vacant12.6%
Price-to-income3.1x
Est. income to buy$53,000