US5.com
  1. Home
  2. States
  3. Arizona
  4. ZIP 85365
  5. Housing & Real Estate
Yuma city, AZ

ZIP 85365 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLarge CommunityLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 85365

Median Home Value
$189,900
Median Rent
$1,116
Affordability Snapshot
$52,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,220/mo PITI).

20%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

2.8x
Home Price-to-Income Ratio

Below 3x — relatively affordable housing market.

14.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 85365 in Yuma city, AZ, a household would need roughly $52,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,220. That sits below the local median household income ($68,358), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 21% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
77.7%+19% vs US avg
x
Vacancy Rate
20.7%+101% vs US avg
x
Broadband Access
89.5%+3% vs US avg
x
4+ Bedrooms
1.9%-88% vs US avg
x
Built Pre-1939
0.7%-95% vs US avg
x
Built Post-2014
1.4%-80% vs US avg
x
Rent Burden >30%
17.6%-65% vs US avg
x
Mortgage-Free
48.7%+28% vs US avg
x
$189,900
Home Value
$1,116
Rent
1998
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached47.6%
  • 1-unit attached7.0%
  • 2-9 units3.1%
  • 10+ units2.0%
  • Mobile home & other40.2%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$189,900
Median rent$1,116
Owner-occupied77.7%
Vacant20.7%
Price-to-income2.8x
Est. income to buy$52,000