ZIP Code 85362 — Yarnell CDP, AZ Demographics & Data

ZIP code 85362 covers Yarnell, AZ in Yavapai County with a population of about 586.

At a glance, the area shows median age of 69.5 versus a U.S. median of about 38.9.

It sits in telephone area code 928; U.S. House district AZ-2; the PHOENIX (PRESCOTT) media market.

Yarnell, AZ fits a retirement-oriented profile (high share of residents 65+ (61.1%)). Residents and relocators commonly research healthcare access, everyday amenities (dining, personal services), and housing costs rather than tech or campus life.

Median household income in ZIP 85362 is about $42,057 — about 44% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 9.4%; unemployment rate near 0.0%; 9.1% of adults with a bachelor’s degree or higher (about 24.6 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Construction, Utilities, and Real estate; about 11.4% of workers reporting work-from-home (about 3.8 points below the U.S. share (15.2%)); a mean commute of about 109.0 minutes (U.S. average near 26.8).

Median home value is about $230,300 — about 34% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 77.1% (about 11.7 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 85362 in Yarnell, AZ, a household would need roughly $63,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,479. That is about 50% above the local median household income ($42,057), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Yarnell CDP, AZ as Relatively Moderate (composite score 93.7), which is among the highest nationally. The strongest component scores on US5 are wildfire (99.6) and flood (96.1). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Yarnell CDP, AZ show little to no average snow and around 10.9 inches of annual precipitation.

IRS migration statistics show a net inflow of about 20 for ZIP 85362 (Yarnell CDP, AZ) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.