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Black Canyon City CDP, AZ

ZIP 85324 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 85324

Median Home Value
$286,900
Median Rent
$183
Affordability Snapshot
$79,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$1,843/mo PITI).

3%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.1x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

130.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 85324 in Black Canyon City CDP, AZ, a household would need roughly $79,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,843. That is roughly in line with the local median household income ($69,718). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 12% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
90.3%+38% vs US avg
x
Vacancy Rate
12.2%+19% vs US avg
x
Broadband Access
77.2%-11% vs US avg
x
4+ Bedrooms
5.1%-66% vs US avg
x
Built Pre-1939
0.0%
x
Built Post-2014
2.9%-59% vs US avg
x
Rent Burden >30%
0.0%
x
Mortgage-Free
29.7%-22% vs US avg
x
$286,900
Home Value
$183
Rent
1992
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached60.6%
  • 1-unit attached0.0%
  • 2-9 units0.0%
  • 10+ units0.0%
  • Mobile home & other39.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$286,900
Median rent$183
Owner-occupied90.3%
Vacant12.2%
Price-to-income4.1x
Est. income to buy$79,000