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Scottsdale city, AZ

ZIP 85255 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 85255

Median Home Value
$975,300
Median Rent
$2,227
Affordability Snapshot
$269,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$6,265/mo PITI).

19%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

6.8x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

36.5 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 85255 in Scottsdale city, AZ, a household would need roughly $269,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $6,265. That is about 87% above the local median household income ($143,567), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 15% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
73.1%+12% vs US avg
x
Vacancy Rate
14.8%+44% vs US avg
x
Broadband Access
97.8%+12% vs US avg
x
4+ Bedrooms
8.3%-44% vs US avg
x
Built Pre-1939
0.0%
x
Built Post-2014
2.4%-66% vs US avg
x
Rent Burden >30%
17.9%-64% vs US avg
x
Mortgage-Free
38.9%+2% vs US avg
x
$975,300
Home Value
$2,227
Rent
1999
Year Built
2015
Moved In

Residents have lived here since ~2015 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached68.5%
  • 1-unit attached10.0%
  • 2-9 units7.6%
  • 10+ units13.9%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$975,300
Median rent$2,227
Owner-occupied73.1%
Vacant14.8%
Price-to-income6.8x
Est. income to buy$269,000