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Phoenix city, AZ

ZIP 85013 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 85013

Median Home Value
$476,200
Median Rent
$1,295
Affordability Snapshot
$131,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,059/mo PITI).

23%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

6.9x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

30.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 85013 in Phoenix city, AZ, a household would need roughly $131,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,059. That is about 90% above the local median household income ($68,895), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
42.5%-35% vs US avg
x
Vacancy Rate
8.3%-19% vs US avg
x
Broadband Access
92.3%+6% vs US avg
x
4+ Bedrooms
1.3%-91% vs US avg
x
Built Pre-1939
11.3%-12% vs US avg
x
Built Post-2014
1.7%-76% vs US avg
x
Rent Burden >30%
20.4%-59% vs US avg
x
Mortgage-Free
30.7%-20% vs US avg
x
$476,200
Home Value
$1,295
Rent
1964
Year Built
2017
Moved In

Residents have lived here since ~2017 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached42.7%
  • 1-unit attached7.6%
  • 2-9 units12.7%
  • 10+ units36.6%
  • Mobile home & other0.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$476,200
Median rent$1,295
Owner-occupied42.5%
Vacant8.3%
Price-to-income6.9x
Est. income to buy$131,000