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Santa Clara city, UT

ZIP 84765 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 84765

Median Home Value
$509,600
Median Rent
$1,756
Affordability Snapshot
$140,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,274/mo PITI).

23%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.5x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

24.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 84765 in Santa Clara city, UT, a household would need roughly $140,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,274. That is about 50% above the local median household income ($93,083), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 15% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
79.2%+21% vs US avg
x
Vacancy Rate
15.5%+50% vs US avg
x
Broadband Access
98.2%+13% vs US avg
x
4+ Bedrooms
23.5%+59% vs US avg
x
Built Pre-1939
0.4%-97% vs US avg
x
Built Post-2014
2.2%-69% vs US avg
x
Rent Burden >30%
42.4%-15% vs US avg
x
Mortgage-Free
26.5%-31% vs US avg
x
$509,600
Home Value
$1,756
Rent
2002
Year Built
2014
Moved In

Residents have lived here since ~2014 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached82.6%
  • 1-unit attached10.3%
  • 2-9 units3.3%
  • 10+ units3.8%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$509,600
Median rent$1,756
Owner-occupied79.2%
Vacant15.5%
Price-to-income5.5x
Est. income to buy$140,000