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La Verkin city, UT

ZIP 84745 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 84745

Median Home Value
$366,500
Median Rent
$1,105
Affordability Snapshot
$101,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,354/mo PITI).

21%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.8x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

27.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 84745 in La Verkin city, UT, a household would need roughly $101,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,354. That is about 60% above the local median household income ($63,061), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Owner-occupied majority; balanced tenure mix.

Heating Fuel
Housing Metrics
Owner Occupied
77.3%+18% vs US avg
x
Vacancy Rate
9.8%-5% vs US avg
x
Broadband Access
89.2%+3% vs US avg
x
4+ Bedrooms
18.5%+25% vs US avg
x
Built Pre-1939
3.3%-75% vs US avg
x
Built Post-2014
3.6%-47% vs US avg
x
Rent Burden >30%
18.8%-62% vs US avg
x
Mortgage-Free
35.0%-8% vs US avg
x
$366,500
Home Value
$1,105
Rent
1997
Year Built
2013
Moved In

Residents have lived here since ~2013 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached72.7%
  • 1-unit attached7.6%
  • 2-9 units6.9%
  • 10+ units2.7%
  • Mobile home & other10.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$366,500
Median rent$1,105
Owner-occupied77.3%
Vacant9.8%
Price-to-income5.8x
Est. income to buy$101,000