ZIP Code 84721 — Cedar City city, UT Demographics & Data

ZIP code 84721 covers Cedar City, UT in Iron County with a population of about 29,635.

At a glance, the area shows median age of 28.3 versus a U.S. median of about 38.9.

It sits in telephone area code 435; U.S. House district UT-2; the SALT LAKE CITY media market.

Median household income in ZIP 84721 is about $73,342 — about even with the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 13.5%; unemployment rate near 3.8%; 29.2% of adults with a bachelor’s degree or higher (about 4.5 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Retail trade, and Construction; about 9.3% of workers reporting work-from-home (about 5.8 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $345,000 — about even with the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $946 (about 19% below the U.S. median rent ($1,163)), and owner-occupancy near 67.7% (about 2.3 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 84721 in Cedar City, UT, a household would need roughly $95,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,216. That is about 30% above the local median household income ($73,342), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Cedar City city, UT as Relatively Low (composite score 61.4), which is near the middle of the national distribution. The strongest component scores on US5 are wildfire (97.7) and flood (44.6). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Cedar City city, UT show little to no average snow and around 11.0 inches of annual precipitation.

IRS migration statistics show a net inflow of about 2,246 for ZIP 84721 (Cedar City city, UT) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.