ZIP Code 84649 — Oak City town, UT Demographics & Data

ZIP code 84649 covers Oak City, UT in Millard County with a population of about 770.

At a glance, the area shows median age of 43.9 versus a U.S. median of about 38.9.

It sits in telephone area code 435; U.S. House district UT-2; the SALT LAKE CITY media market.

Median household income in ZIP 84649 is about $71,452 — about 5% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 1.4%; unemployment rate near 0.0%; 19.6% of adults with a bachelor’s degree or higher (about 14.1 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Transportation, Utilities, and Education; about 9.9% of workers reporting work-from-home (about 5.3 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $203,700 — about 41% below the U.S. median home value ($348,079).

Housing tenure and rents show owner-occupancy near 90.7% (about 25.3 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 84649 in Oak City, UT, a household would need roughly $56,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,309. That sits below the local median household income ($71,452), suggesting the typical household income is closer to a workable buy-in level under these assumptions. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Oak City town, UT as Very Low (composite score 22.2), which is relatively lower than many U.S. communities. The strongest component scores on US5 are wildfire (91.2) and flood (16.3). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Oak City town, UT show little to no average snow and around 13.9 inches of annual precipitation.

IRS migration statistics show a net inflow of about 58 for ZIP 84649 (Oak City town, UT) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.