ZIP Code 84646 — Moroni city, UT Demographics & Data

ZIP code 84646 covers Moroni, UT in Sanpete County with a population of about 1,654.

At a glance, the area shows median age of 36.4 versus a U.S. median of about 38.9.

It sits in telephone area code 435; U.S. House district UT-4; the SALT LAKE CITY media market.

Median household income in ZIP 84646 is about $62,500 — about 17% below the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 3.5%; unemployment rate near 2.4%; 9.6% of adults with a bachelor’s degree or higher (about 24.1 points below the national share (33.7%)).

Labor and commute patterns include leading industry context around Manufacturing, Education, and Construction; about 10.5% of workers reporting work-from-home (about 4.7 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $240,800 — about 31% below the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $660 (about 43% below the U.S. median rent ($1,163)), and owner-occupancy near 90.7% (about 25.3 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 84646 in Moroni, UT, a household would need roughly $66,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $1,547. That is roughly in line with the local median household income ($62,500). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Moroni city, UT as Very Low (composite score 38.6), which is relatively lower than many U.S. communities. The strongest component scores on US5 are wildfire (89.0) and flood (24.5). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Moroni city, UT show little to no average snow and around 12.6 inches of annual precipitation.

IRS migration statistics show a net inflow of about 125 for ZIP 84646 (Moroni city, UT) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.