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Provo city, UT

ZIP 84604 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 84604

Median Home Value
$520,500
Median Rent
$1,004
Affordability Snapshot
$143,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,344/mo PITI).

16%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

7.0x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

43.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 84604 in Provo city, UT, a household would need roughly $143,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,344. That is about 92% above the local median household income ($74,522), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
50.7%-22% vs US avg
x
Vacancy Rate
8.2%-20% vs US avg
x
Broadband Access
79.9%-8% vs US avg
x
4+ Bedrooms
23.3%+58% vs US avg
x
Built Pre-1939
3.7%-71% vs US avg
x
Built Post-2014
0.7%-90% vs US avg
x
Rent Burden >30%
28.0%-44% vs US avg
x
Mortgage-Free
41.2%+8% vs US avg
x
$520,500
Home Value
$1,004
Rent
1980
Year Built
2018
Moved In

Residents have lived here since ~2018 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached47.3%
  • 1-unit attached8.8%
  • 2-9 units16.7%
  • 10+ units27.0%
  • Mobile home & other0.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$520,500
Median rent$1,004
Owner-occupied50.7%
Vacant8.2%
Price-to-income7.0x
Est. income to buy$143,000