ZIP Code 84403 — Ogden city, UT Demographics & Data

ZIP code 84403 covers Ogden, UT in Weber County with a population of about 37,244.

At a glance, the area shows median age of 34.3 versus a U.S. median of about 38.9.

It sits in telephone area codes 385, 801; U.S. House district UT-1; the SALT LAKE CITY media market.

Median household income in ZIP 84403 is about $84,589 — about 13% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 8.8%; unemployment rate near 3.3%; 34.4% of adults with a bachelor’s degree or higher (roughly in line with the national share (33.7%)).

Labor and commute patterns include leading industry context around Healthcare, Retail trade, and Manufacturing; about 12.9% of workers reporting work-from-home (about 2.3 points below the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $392,700 — about 13% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,017 (about 13% below the U.S. median rent ($1,163)), and owner-occupancy near 68.7% (about 3.3 points above the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 84403 in Ogden, UT, a household would need roughly $108,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,523. That is about 28% above the local median household income ($84,589), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Ogden city, UT as Relatively Moderate (composite score 87.0), which is elevated versus much of the country. The strongest component scores on US5 are wildfire (94.1) and flood (67.6). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Ogden city, UT show little to no average snow and around 24.9 inches of annual precipitation.

IRS migration statistics show a net inflow of about 2,822 for ZIP 84403 (Ogden city, UT) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.