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Providence city, UT

ZIP 84332 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Upper Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 84332

Median Home Value
$478,300
Median Rent
$1,110
Affordability Snapshot
$132,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,072/mo PITI).

13%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

4.6x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

35.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 84332 in Providence city, UT, a household would need roughly $132,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,072. That is about 27% above the local median household income ($103,750), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Mostly owner-occupied, low vacancy — stable housing market.

Heating Fuel
Housing Metrics
Owner Occupied
84.2%+29% vs US avg
x
Vacancy Rate
2.9%-72% vs US avg
x
Broadband Access
94.8%+9% vs US avg
x
4+ Bedrooms
48.0%+224% vs US avg
x
Built Pre-1939
0.9%-93% vs US avg
x
Built Post-2014
7.4%+8% vs US avg
x
Rent Burden >30%
23.7%-52% vs US avg
x
Mortgage-Free
43.9%+15% vs US avg
x
$478,300
Home Value
$1,110
Rent
1996
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached80.6%
  • 1-unit attached7.7%
  • 2-9 units3.8%
  • 10+ units7.5%
  • Mobile home & other0.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$478,300
Median rent$1,110
Owner-occupied84.2%
Vacant2.9%
Price-to-income4.6x
Est. income to buy$132,000