ZIP Code 84105 — Salt Lake City city, UT Demographics & Data

ZIP code 84105 covers Salt Lake City, UT in Salt Lake County with a population of about 22,963.

At a glance, the area shows median age of 35.6 versus a U.S. median of about 38.9.

It sits in telephone area codes 385, 801; U.S. House district UT-2; the SALT LAKE CITY media market.

Salt Lake City, UT sits in a university / college context (near westminster university (0.6 mi)). Expect stronger interest in student housing, rentals, walkability, transit, and a younger adult age mix versus typical suburban ZIPs.

Median household income in ZIP 84105 is about $94,145 — about 25% above the U.S. median ($75,149).

On socioeconomic markers, US5 shows a poverty rate of 9.0%; unemployment rate near 2.7%; 65.8% of adults with a bachelor’s degree or higher (about 32.1 points above the national share (33.7%)).

Labor and commute patterns include leading industry context around Education, Healthcare, and Professional services; about 21.4% of workers reporting work-from-home (about 6.3 points above the U.S. share (15.2%)); a mean commute of about 180.0 minutes (U.S. average near 26.8).

Median home value is about $632,200 — about 82% above the U.S. median home value ($348,079).

Housing tenure and rents show median gross rent around $1,375 (about 18% above the U.S. median rent ($1,163)), and owner-occupancy near 61.1% (about 4.3 points below the national owner-occupancy rate (65.4%)).

To comfortably buy a median-priced home in ZIP 84105 in Salt Lake City, UT, a household would need roughly $174,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $4,061. That is about 85% above the local median household income ($94,145), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

FEMA’s National Risk Index rates natural-hazard risk for Salt Lake City city, UT as Relatively High (composite score 98.6), which is among the highest nationally. The strongest component scores on US5 are wildfire (98.3) and flood (92.9). These scores are county-linked NRI values published for planning context — all ZIP codes in the same county share the same composite score on US5. Useful when comparing insurance and disaster exposure across areas, not a substitute for a parcel-level flood or fire determination.

Climate normals for Salt Lake City city, UT show little to no average snow.

IRS migration statistics show a net inflow of about 1,740 for ZIP 84105 (Salt Lake City city, UT) on US5’s published series — a signal of people/tax filers moving in relative to those leaving. Inflows often track job growth, housing demand, or lifestyle migration; treat the figure as a directional indicator rather than a precise headcount.