US5.com
  1. Home
  2. States
  3. Utah
  4. ZIP 84101
  5. Housing & Real Estate
Salt Lake City city, UT

ZIP 84101 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow AreaRemote Work Hub

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 84101

Median Home Value
$541,100
Median Rent
$1,247
Affordability Snapshot
$149,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,476/mo PITI).

21%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

7.7x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

36.2 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 84101 in Salt Lake City city, UT, a household would need roughly $149,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,476. That is about 112% above the local median household income ($70,391), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 13% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
23.1%-65% vs US avg
x
Vacancy Rate
13.5%+31% vs US avg
x
Broadband Access
81.8%-6% vs US avg
x
4+ Bedrooms
1.6%-89% vs US avg
x
Built Pre-1939
0.4%-97% vs US avg
x
Built Post-2014
8.4%+22% vs US avg
x
Rent Burden >30%
9.8%-80% vs US avg
x
Mortgage-Free
27.6%-28% vs US avg
x
$541,100
Home Value
$1,247
Rent
2004
Year Built
2019
Moved In

Residents have lived here since ~2019 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached8.9%
  • 1-unit attached4.1%
  • 2-9 units2.2%
  • 10+ units84.8%
  • Mobile home & other0.0%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$541,100
Median rent$1,247
Owner-occupied23.1%
Vacant13.5%
Price-to-income7.7x
Est. income to buy$149,000