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Clearfield city, UT

ZIP 84056 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 84056

Median Home Value
$404,200
Median Rent
$1,694
Affordability Snapshot
$111,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,596/mo PITI).

30%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

5.9x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

19.9 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 84056 in Clearfield city, UT, a household would need roughly $111,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,596. That is about 61% above the local median household income ($68,853), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Diverse housing tenure.

Heating Fuel
Housing Metrics
Owner Occupied
2.3%-97% vs US avg
x
Vacancy Rate
5.7%-44% vs US avg
x
Broadband Access
100.0%+15% vs US avg
x
4+ Bedrooms
0.0%
x
Built Pre-1939
0.4%-97% vs US avg
x
Built Post-2014
0.4%-95% vs US avg
x
Rent Burden >30%
14.4%-71% vs US avg
x
Mortgage-Free
78.3%+105% vs US avg
x
$404,200
Home Value
$1,694
Rent
1992
Year Built
2020
Moved In

Residents have lived here since ~2020 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached1.1%
  • 1-unit attached50.5%
  • 2-9 units47.6%
  • 10+ units0.5%
  • Mobile home & other0.4%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$404,200
Median rent$1,694
Owner-occupied2.3%
Vacant5.7%
Price-to-income5.9x
Est. income to buy$111,000