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Garden CDP, UT

ZIP 84038 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 84038

Median Home Value
$351,400
Median Rent
N/A
Affordability Snapshot
$97,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$2,257/mo PITI).

3.7x
Home Price-to-Income Ratio

Within the typical 3-5x range for home affordability.

To comfortably buy a median-priced home in ZIP 84038 in Garden CDP, UT, a household would need roughly $97,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $2,257. That is roughly in line with the local median household income ($93,958). Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 63% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
98.6%+51% vs US avg
x
Vacancy Rate
62.7%+509% vs US avg
x
Broadband Access
96.3%+11% vs US avg
x
4+ Bedrooms
15.0%+1% vs US avg
x
Built Pre-1939
0.3%-97% vs US avg
x
Built Post-2014
0.0%
x
Rent Burden >30%
0.0%
x
Mortgage-Free
38.9%+2% vs US avg
x
$351,400
Home Value
N/A
Rent
1978
Year Built
2006
Moved In

Residents have lived here since ~2006 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached85.0%
  • 1-unit attached5.9%
  • 2-9 units0.0%
  • 10+ units0.0%
  • Mobile home & other9.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$351,400
Median rent$-666,666,666
Owner-occupied98.6%
Vacant62.7%
Price-to-income3.7x
Est. income to buy$97,000