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, ID

ZIP 83860 — Housing & Real Estate

Source: U.S. Census Bureau ACS 2019–2023 5-Year Estimates. Page data updated 2026-08-02.

Middle ClassLow Snow Area

Home values, rent, tenure, and housing stock

Housing & Real Estate in ZIP Code 83860

Median Home Value
$508,400
Median Rent
$776
Affordability Snapshot
$140,000
Est. income to buy

Household income needed for a median home under a 20% down / 6.8% illustrative mortgage model (~$3,266/mo PITI).

12%
Rent-to-Income Ratio

Below the 30% threshold — generally affordable for median earners.

6.8x
Home Price-to-Income Ratio

Well above the 3-5x guideline — challenging for first-time buyers.

54.6 yrs
Price-to-Rent Ratio

Years to break even buying vs renting at median home value and rent.

To comfortably buy a median-priced home in ZIP 83860 in ID, a household would need roughly $140,000 in annual income under a 20% down, 30-year loan at 6.8% (illustrative), keeping housing costs near 28% of income. Estimated monthly PITI is about $3,266. That is about 87% above the local median household income ($75,042), so the median earner would likely stretch or need a larger down payment. Rates, taxes, insurance, and HOA fees vary — treat this as a planning estimate, not a lender quote.

Housing Tenure

Vacancy rate 26% — check local market conditions.

Heating Fuel
Housing Metrics
Owner Occupied
86.1%+32% vs US avg
x
Vacancy Rate
25.9%+152% vs US avg
x
Broadband Access
90.8%+4% vs US avg
x
4+ Bedrooms
6.6%-55% vs US avg
x
Built Pre-1939
4.6%-64% vs US avg
x
Built Post-2014
2.1%-69% vs US avg
x
Rent Burden >30%
5.0%-90% vs US avg
x
Mortgage-Free
46.1%+21% vs US avg
x
$508,400
Home Value
$776
Rent
1991
Year Built
2012
Moved In

Residents have lived here since ~2012 on average

Housing Structure

Census ACS structure types (single-family, multi-unit, etc.).

  • 1-unit detached85.8%
  • 1-unit attached0.9%
  • 2-9 units0.2%
  • 10+ units0.0%
  • Mobile home & other13.1%

Housing & Real Estate key statistics

Housing statistics
Housing
Median home value$508,400
Median rent$776
Owner-occupied86.1%
Vacant25.9%
Price-to-income6.8x
Est. income to buy$140,000